Info for Buyers 
 
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Purchasing a home may be one of the biggest financial decisions you'll make in your lifetime. It's important to understand every step of the process so you know that you are making the choices that are best for you. Never hesitate to ask questions and please feel free to utilize the items below to help provide an overview. For more specific guidance for your individual needs, please contact one of our mortgage professionals.
   
 

Buying a Home -- The 10 Steps on the Road to Home Ownership is an overview of the entire homebuying process, touching upon the mortgage process, working with real estate agents and attorneys, the importance of a home inspection, and much more. Better yet, it's quick and easy to read. >>Click here to view or download it. 

   
 

Understanding More about Your Credit Report helps to provide a better understanding about the often-confusing credit reporting and scoring process. >>Click here to view or download it. 

   
 

Gathering Documents for Your Loan Application is a basic list of the items you should pull together when you apply for a mortgage. If you are able to gather all of the information prior to your pre-approval, even better! For some specific loan types, your mortgage professional may ask for additional documentation; because it is likely that he or she needs this to expedite your approval, do your best to provide it as quickly as possible. >>Click here to view or download it. 

   
 

Homebuyer Checklist may prove to be a very useful tool as you interact with your real estate professional and make decisions about the types of homes you wish to view. It helps you sort out your "needs" and "wants" so you can focus in on the most important details. >>Click here to view or download it. 

 

Understanding Settlement & Closing helps to simplify the details tied to the closing of your loan--from understanding closing costs to the various services your settlement agent performs during the course of your loan, right through to the actual closing when you become a homeowner. >>Click here to view or download it.